Short answer
- Whether an expression of interest on Dubai property is refundable for Australian buyers depends on the developer's written terms; no DLD or RERA rule on EOIs was found.
- No verified source says Dubai EOI money goes into escrow, so ask who will hold the money before you pay.
- In Abu Dhabi, ADREC announced on 16 February 2026 that developers must register investor EOIs on Madhmoun, with funds in a supervised escrow account.
- Dubai advertisers may not showcase off-plan property that is not registered with the Escrow Account Department, and Madmoun QR codes on ads have been mandatory since 24 April 2023.
- Consumer Affairs Victoria warns about spruikers pushing "off-the-plan properties that do not yet exist".
Answer four questions before the transfer, starting with whether the project appears in the official registries; skipping them can cost the whole amount.
Start
Asked to pay an EOI
Decision
Which emirate?
- Abu Dhabi
Outcome
Ask for Madhmoun registration
- Dubai
Decision
Refund terms in writing?
- No
Outcome
Get them before paying
- Yes
Decision
Ad has a Madmoun QR?
- No
Outcome
Verify the permit first
- Yes
Decision
Payee is the developer?
- Yes
Outcome
Pay, keep the receipt
- No or unclearContinue at: Verify the permit first
- Yes
- No
- No
Is an expression of interest on Dubai property refundable for Australian buyers?
An expression of interest on Dubai property is refundable only on the terms the developer sets, because no official Dubai rule governs EOIs. Australian buyers should get those terms in writing, and know who is holding the money, before paying anything.
What is an EOI in Dubai, seen from Australia?
An EOI is an early payment that signals interest in a project, usually at or before launch and before a sale contract. The SPA (sale and purchase agreement) comes later and creates the binding sale. Under Article 3(1) of Law No. 13 of 2008, a sale of an off-plan unit is void unless entered in the Interim Property Register, known as Oqood.
- Dubai EOI rule
- None found
- Developer's terms govern
- Abu Dhabi EOI rule
- 16 Feb 2026
- Madhmoun registration, ADREC escrow
- Madmoun QR on ads
- Since 24 Apr 2023
- Mandatory in Dubai
- At exhibitions
- Reservations only
- DLD ad-permit rules bar sales
Branch 1: an Abu Dhabi project
Each emirate has its own property regulator and rules. For Abu Dhabi, EOIs must be registered on ADREC's Madhmoun platform, with funds held in a supervised escrow account and digital refund mechanisms. No amounts or effective date were given in the announcement, so ask the developer for proof of Madhmoun registration.
Branch 2: a Dubai project with no written refund terms
Get the refund conditions in writing before paying. Ask when the money becomes refundable, how fast it is returned, to which account, and what happens if no unit is allocated.
Example: a hypothetical AED 50,000 EOI is described as "fully refundable" in a chat message. Ask for that wording in the EOI form itself.
Branch 3: the advertising cannot be verified
Dubai ads for off-plan property need a permit, and advertisers may not showcase off-plan property that is not registered with the Escrow Account Department. Scan the Madmoun QR code on the ad: the DLD says it confirms the ad is RERA-approved and valid. A project without a permit or registration is a fact worth knowing before money moves.
Investors must verify that off-plan projects are licensed and registered with an escrow account
Branch 4: the payee is not the developer
If the account belongs to an individual, a broker or a company whose name does not match the developer, stop. Once you sign an SPA, Dubai payments belong in the project escrow account, and the DLD has urged investors not to pay outside it. Before the SPA, the rules are unclear, which makes the payee's identity your main check. See verifying a Dubai escrow account from Australia and, for cash requests, paying cash for off-plan property.
EOI payment for an off-plan launch: what Australia investors should know at home
Australian regulators have long warned about high-pressure property selling. Their guidance applies to the pitch you hear in Sydney or Melbourne, even when the property is in Dubai.
Before you transfer an EOI from Australia
If an EOI has already been paid and not returned, go to getting an EOI refund from Australia. The global EOI explainer and the Australia hub for Dubai off-plan problems cover the rest of the buying journey.
FAQ
What is an EOI in Dubai property for buyers from Australia?
An EOI, or expression of interest, is an early payment that reserves a buyer's interest in a Dubai off-plan project before any sale contract is signed. For buyers from Australia, the key point is that Dubai has no verified official rule on EOIs, so the developer's written terms decide whether and when the money is refundable.
Who holds EOI money in Dubai?
Who holds EOI money in Dubai is not settled by any verified rule. The escrow law covers payments by off-plan buyers, but whether a pre-SPA EOI counts is not confirmed. Ask the developer in writing which account receives the money and in whose name, and keep that answer with your receipt before you transfer.
Are Abu Dhabi EOIs handled differently from Dubai EOIs?
Abu Dhabi EOIs are handled differently from Dubai EOIs. On 16 February 2026, ADREC announced that developers of new off-plan projects must register investor EOIs on its Madhmoun platform, with funds held in a government-managed preparatory escrow account and digital refund mechanisms. No equivalent Dubai rule has been found.
Can I pay an EOI at a Dubai property expo in Australia?
A Dubai property expo held in Australia may take expressions of interest, but DLD advertising rules allow only preliminary reservations at exhibitions, not sales. Before paying an EOI at an expo, get the refund terms in writing, confirm the payee is the developer, and remember that Australian consumer regulators advise independent advice before investing in property.
Related guides
- GuideIs an expression of interest in Dubai property refundable? Check before you pay
- Country hubDubai off-plan problems for Australian buyers: every stage, every guide
- Australia guideEOI refund in Dubai for buyers in Australia: which path applies
- Australia guideHow Australian buyers can verify an escrow account for Dubai off-plan before transferring
- Australia guidePaid cash for off-plan property in Dubai: next steps for Australia investors
Sources
- Dubai Land Department: real estate ad permit
- Dubai Land Department: Madmoun QR codes to verify real estate ads
- Gulf News: Abu Dhabi now requires digital registration for off-plan property interest
- Consumer Affairs Victoria: high-risk property investments
- Queensland Government: property spruikers and investment seminars
- Gulf News: DLD fines three developers AED 1.5m
This guide is general information, not legal advice. Laws and procedures change; check the official source before acting. Published 12 October 2026, last updated 12 October 2026.